Smart Loan Calculator

Your privacy is important to us. This Privacy Policy explains how we handle any information in connection with your use of this website.

1. Information We Collect

The loan figures you enter are processed entirely within your browser and are never transmitted to our servers. We do not store, log, or access your financial data.

2. Cookies & Analytics

We may use Google Analytics to understand anonymous traffic patterns. No personally identifiable data is collected through analytics. We also use Google AdSense to serve advertisements.

1. Acceptance of Terms

By accessing or using this Site, you agree to be bound by these Terms of Use.

2. Not Financial Advice

The calculations and information provided by this tool are for illustrative and educational purposes only. They do not constitute financial advice.

3. Accuracy of Results

While we strive for accuracy, we make no warranties that the results are error-free or suitable for your specific financial situation.

Actual loan schedules issued by your bank or housing finance company may differ due to lender-specific rounding rules, your EMI due date, or processing delays.

1. Functional Data

We may use your browser's localStorage to remember non-sensitive UI preferences. This data stays on your device.

2. Financial Data

All loan figures you enter are processed only in your browser's memory. They are never written to cookies.